Though individual letters are often used for monograms, here I have used an "F" to bring attention to the sentiment on the card. It was necessary to make sure that the frame of the letter was larger than the flower to the right so that these two elements worked together, rather than against each other.
Stamps: large doily (Magenta), small doily (Stampin' Up), sentiment (Stampin' Up)
Papers: patterned (K & Co.), kraft cardstock (Bazzill)
Inks: Staz On Timber, Distress Vintage Photo
Accessories: Spellbinder (Circles, Scalloped Circles, Blossom), Cuttlebug Embossing Folder, Tattered Leather Glimmer Mist, Kaiser pearl brad, ribbon (stash)